Why conspiracy theories can be so irresistible: people who prefer structured, rule‑based explanations may find conspiracy theories appealing because they offer a clear, ordered explanation for events that feel chaotic

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With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.

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